Bangladesh Bank
BSEC
BEPZA
BIDA
CSE
CDBL
DSE
Supreme court of BangladeshB anking & Finance
At GK CHAMBERS, our dedicated Banking and Finance practice offers end-to-end legal support tailored to the complex and evolving financial landscape of Bangladesh. Our team of experienced lawyers ensures that clients receive legally sound, commercially viable, and regulatorily compliant advice and documentation.
1. Loan and Security Documentation
We assist both lenders and borrowers by preparing, vetting, and negotiating a wide range of financing documents. Our services include drafting loan agreements, facility letters, syndicate lending, and inter-creditor agreements. We also prepare all security documentation including mortgages (registered and equitable), pledges, hypothecation deeds, and personal or corporate guarantees. We guide clients through registration and perfection of these securities with relevant authorities such as the RJSC and Sub-Registrar Office, ensuring legal enforceability.
2. Due Diligence and Compliance
We conduct comprehensive legal due diligence on borrowers, guarantors, and project assets for banks and financial institutions prior to loan disbursement. This includes reviewing title documents, regulatory approvals, litigation status, and corporate governance compliance. We also advise financial institutions on compliance with anti-money laundering (AML) and know-your-customer (KYC) obligations, internal policy alignment with Bangladesh Bank circulars, and risk assessment frameworks.
3. Project Finance
Our firm plays a strategic role in financing infrastructure and industrial projects. We advise sponsors, lenders, and project companies on structuring project finance transactions, identifying risks, and mitigating them through contractual mechanisms. We draft project finance documents including concession agreements, power purchase agreements (PPAs), EPC contracts, escrow agreements, and loan security instruments. We also assist in negotiating terms with stakeholders including lenders, insurers, and regulators.
4. Regulatory Advisory
We regularly advise financial institutions, fintech companies, and corporate borrowers on compliance with Bangladesh’s regulatory framework. This includes the Bank Company Act 1991, Finance Companies Act, 2023 Foreign Exchange Regulation Act 1947 (FERA), and guidelines issued by Bangladesh Bank. We support clients in obtaining approvals, responding to regulatory notices, and implementing governance frameworks in line with local and international best practices.
5. Debt Recovery and Insolvency
We represent banks, NBFIs, and creditors in recovering defaulted loans through litigation and alternate dispute resolution. Our firm has extensive experience conducting proceedings before the Artha Rin Adalat, Bankruptcy Court, and High Court Division. We draft and file plaints, applications for injunction, execution petitions, and negotiate settlements. We also advise on corporate insolvency and assist in restructuring or liquidation processes under relevant insolvency laws. We also defends bank before High Court Litigation in connection with loan recovery proceedings.
6. Islamic Finance
GK CHAMBERS provides Shariah-compliant legal services to Islamic banks and financial institutions. We draft and vet Islamic finance agreements including Murabaha, Ijara, Musharaka, Mudaraba, and Wakala. We also advise clients on structuring Islamic finance transactions that align with both the Shariah and applicable local laws. Our firm ensures that clients’ documentation meets the standards of Islamic finance and passes scrutiny of regulators and Shariah boards.
7. Trade Finance and Letter of Credit (LC) Transactions
We offer legal advisory on international and local trade finance instruments, including letters of credit (LCs), standby LCs, bank guarantees, and bills of exchange. We assist clients in drafting trade finance agreements, handling disputes arising out of non-payment or breach of terms, and advising on UCP 600 and URDG 758 compliance. Our team also supports importers and exporters in dealing with disputes involving customs, freight, and payment mechanisms.
8. Securitization and Capital Market Instruments
We advise on structuring and documenting securitization transactions involving receivables, lease income, or other cash flow streams. Our team prepares offer documents, trust deeds, and investor disclosures in line with BSEC and Bangladesh Bank guidelines. We assist in issuing and listing bonds, debentures, zero-coupon bonds, and convertible instruments. We ensure that the issuance complies with capital market regulations and meets the legal due diligence expectations of institutional investors.
9. Cross-Border Finance and Foreign Lending
We guide local and foreign entities in obtaining foreign loans, handling regulatory filings with BIDA and Bangladesh Bank. We advise on currency controls, interest caps, repayment regulations, and approval processes. Our firm also assists foreign lenders in securing their loans through local security packages and enforces cross-border claims through appropriate legal channels.
10. Legal Opinions and Certifications
Our firm issues detailed and reliable legal opinions on financial transactions, including enforceability of loan agreements and validity of security creation. We certify charge registration at RJSC, mortgage creation at Sub-Registrar’s office, and corporate authorization compliance. We are often engaged as lender’s counsel in complex syndicated finance and project finance matters, providing independent legal opinions acceptable to local and international banks.
Specializing Attorneys on this Area
Questions and Answers ?
The police must read the Miranda warnings before they interrogate someone who is in custody. Whether a custodial interrogation is occurring depends on the specific circumstances.
Search and seizure rules apply when law enforcement conducts a search that invades a citizen’s legitimate expectation of privacy. The expectation must be objectively reasonable in the situation.
Very few criminal cases go to trial. Over 90 percent of all cases result in a plea bargain, in which the defendant pleads guilty or no contest in exchange for a lesser charge or lighter sentence.
In some states, law enforcement will eliminate an arrest from an individual’s record automatically if they are not charged. Otherwise, you may need to petition for a finding of factual innocence.
